Senior Investigations Officer (Altrincham/Sale)

We are currently recruiting a Senior Investigations Officer based in Altrincham/Sale on a permanent basis.

In this role you will be responsible for any investigation of concerns/allegations of malpractice or where adverse information has been received from third parties. This will include but is not limited to regulated and non-regulated sales process, credit risk, money laundering, fraud, Information Security breaches of regulations etc.

Responsibilities:
• Gathering, analysing and responding to financial crime/regulatory information
• Analyses investigations and recommend what SAR’s are made to the NCA or Police and which reports require referral to the Senior Financial Crime and Investigations Manager for escalation in line with the internal protocols following the detection of a suspected fraudulent/dishonest activity.
• Close liaison with lenders, providers, FCA and the Police to maintain information sharing channels
• To work alongside the Senior Financial Crime and Investigations Manager to ensure that SBG is compliant with all relevant financial crime legislation and regulatory requirements keeping detailed records of Investigations including recording and updating the teams various IT systems and documents and producing detailed reports and making recommendations.
• Produce Witness Statements and appear in Court as a Witness if required
• Monitoring the effectiveness of systems and controls to counter fraud, financial crime, information Security breaches and Bribery and Corruption
• Contribute to developing strategies and policies to counter financial crime information Security breaches and Bribery and Corruption
• Implementing risk controls and fraud prevention systems.
• Monitor regulatory and legislation developments in Fraud and FC and report relevant developments to the Senior Financial Crime and Investigations Manager and the wider business
• Undertake visits to member firms that are under investigation as and when required and carry out recorded Interviews. Overnight stays will be required.
• Interview /cross-examine any individuals under investigation, and obtain detailed witness accounts and statements where necessary.
• Ensure investigations, SAR’s and Money Laundering reports are resolved to a high standard and are completed in a timely manner, with TCF at the heart of all Investigations
• Contribute to meetings and maintenance of effective relationships with key internal departments and discuss any queries and allegations within the group.
• Maintain knowledge of, and competence in, FCA rules, legal and policy requirements by way of regulatory qualification and CPD. To ensure that all work undertaken is appropriate and in keeping with relevant regulation/legislation.
• To provide guidance and support/mentor new Senior Investigation Officers
• Provide formal and ad hoc advice and support on FC and policies, control standards, relevant financial crime law and regulation
• Root Cause Analysis: To identify and report to the Senior Investigations and Financial Crime Manger any Root Cause identified during an Investigation and ensure that remedial action is taken to address this.
• To undertake projects as and when required, to support the needs of the business or to achieve departmental objectives.
Risk:
• Good knowledge of financial crime, operational and regulatory risk, which may impact on Sesame Bankhall Group. Responsible for reporting to their line manager any risk which may impact on the business.

Treating Customers Fairly and Retail Conduct Risk:
• To highlight to your line manager procedures & processes that do not adhere to the principles of TCF/RCR and to put forward suggestions that improve the TCF/RCR practices within the department.
• To have TCF Principles at the heart of all Investigations ensuring that any customer detriment identified is reported to the correct team.

Three Lines of Defence:
• To deliver your role competently within 2LOD and comply with the relevant standards and procedures, ensuring that SBG deliver a service where suitable advice is given to the end consumer
• Work closely with other 1LOD and 2LOD Teams to ensure that they are aware of any relevant investigations and are consulted with when appropriate.
Information Security
• Awareness of all information security principles, policies and procedures and ensure these are followed on a daily basis. Remain vigilant at all times and report any security concerns, suspicions and/or breaches in a timely manner.

• Excellent communication skills, both verbal and written
• Ability to write clear and concise reports.
• Negotiation and influencing skills.
• Good time management and organisation skills with the ability to prioritise work.
• Strong analytical / investigatory and problem solving skills, with the ability to adopt a logical approach to resolving problems.
• Desktop investigation, to include telephone interviews of witnesses.
• Behave with the upmost Integrity and in a Professional and courteous manner.
• Ability to work under pressure and in stressful situations.
• Ability to see how detail contributes to a wider picture.
• Being able to work both individually and within a team without close supervision.
• Being proactive by identifying emerging trends and looking at ways to prevent these occurring.
• Detailed knowledge of financial crime law, regulation and industry guidance
• knowledge of data protection law, regulation and industry standards
• knowledge of FCA handbook and other regulatory requirements
• Extensive current/recent Investigative experience of working in a Law enforcement fraud investigation/financial investigation or Major Crime role. Or similar role within the FCA, Trading Standards, Gambling Commission, SRA etc.
• Qualified to PIP2 Investigation level or equivalent.
• Ability to navigate around a range of internal computer systems.

Essential:
• Full UK Driving Licence
• Qualified to PIP2 Investigation level or equivalent.
• Extensive current/recent Investigative experience of working in Law enforcement (fraud investigation/financial investigation or major crime role). Or similar role within the FCA, Trading Standards, Gambling Commission, SRA etc.
• Qualified to PIP2 Investigation level or equivalent.
• PEACE or equivalent Interview model trained.
• Excellent user knowledge of windows based software applications to include Word, Excel and Outlook and skills in using the internet in particular using it for open source research.

Apply online or contact Andy at Peel Solutions for more information.